The subclass 491 visa regime was introduced on 16th November 2019. This Skilled work regional provisional Subclass 491 visa enables the qualified and eligible migration aspirants and their families to settle and work in regional areas of Australia. The initial validity of this visa is for 5 years and the holders are eligible for a pathway to permanent residency via the Subclass 191 Visa starting September 2022. For this visa subclass, the sponsorship can come from the regional state or territorial government or from an eligible relative settled in regional Australia.
Some of the salient features of this visa are:
- Your visa will undergo a priority processing
- You will be able to enroll for complete Medicare Entitlement
- Enhanced points if you are a single
- Enhanced points if both you and your spouse are eligible for nomination
- You will be able to apply for a Permanent Residency starting September 2022
Medicare Enrolment and Entitlement For Subclass 491 Visa
Medicare is the Australian government healthcare system that offers universal access to free public hospital care and assistance. Medicare is a national level of health insurance coverage that is extended to – mostly – Australian citizens and permanent residency holders. However, in recent times, the Australian Department of Health has opened Medicare entitlement to some of the provisional visas (leading to PR) as well.
The Subclass 491 Provisional PR Visas recently replaced the 489 PR visa regime. However, under the 489 visas, the free medical coverage – Medicare – was not available. The Subclass 491 Provisional PR Visa Holders are now eligible to apply for Australian Medicare insurance during their period of staying in the country. The Australian Medicare Insurance coverage is a national medical insurance program that entitles the residents to free or heavily subsidized medical and health services.
Once the 491 PR visa holder receives the Australian Medicare card, the following services come for free or at a very nominal charge:
Medicare is a scheme that gives Australian residents access to healthcare. Most taxpayers pay a Medicare Levy of 2% of their taxable income to help fund it.
Medicare gives Subclass 491 Provisional Visa holders access to:
- Free or subsidised treatment by health professionals such as doctors, specialists, optometrists, dentists, and other allied health practitioners (in special circumstances only)
- Free treatment and accommodation as a public (Medicare) patient in a public hospital
- 75% of the Medicare Schedule fee for services and procedures if you are a private patient in a public or private hospital (not including hospital accommodation and items such as theatre fees and medicines)
After a Subclass 491 Provisional Visa holder enrolls in the Australian Medicare program, he/she is issued with a Medicare Card.
They can use their Australian Medicare card when:
- Making a Medicare claim for a paid or unpaid doctor’s account
- Visiting a doctor who bulk bills
- Receiving treatment as a public patient in a public hospital
- Filling a Pharmaceutical Benefits Scheme (PBS) prescription at a pharmacy
The benefits (refunds) that a 491-visa holder receives from Medicare are based on a schedule of fees set by the Australian Government, although doctors can choose to charge more than the set schedule fee. Medicare usually pays:
- The full schedule fee for general practitioner services
- 85% of the schedule fee for a specialist
- 75% of the schedule fee for in-hospital services
This health insurance facility has been extended to all 491 Provisional PR visa holders regardless of their country of origin or passport. Australian immigration experts view this as a “great” step towards helping the migrants settle in regional Australia. Since Australia offers top of the line healthcare facilities throughout, the private non-insured medical treatments almost cost a fortune. This step by the Australian Government has ensured that the new migrants can take care of other things while the government will look after their good health.
- Have a degree or diploma
- Have 4 Years or More of Relevant Work Experience
- Can Speak, Read and Write English
- Are less than 45 years of age
Then you can apply for Subclass 491 GSM Visa and make your future secure in Australia. Australia is open and accepting migrants who are talented and have professional experience. Free Medicare means that the Australian Government will be looking after your health. Without Australian Medicare, a simple GP consultation can cost a fortune. Take advantage now and move to Australia.
FBP International Dubai is an Australian GSM Visa Expert with 1800+ cases with positive outcomes. Do you want to migrate to Australia from the UAE, Malaysia, India, Pakistan, Nepal, Sri Lanka, and other GCC countries? Call today for a free pre-assessment appointment at +971507513997 or click here.